In Georgia, basic insurance is mandatory for driving on the roads. The state requires a minimum liability coverage of 25/50/25 to protect other drivers. This coverage includes $25,000 for the first person injured, $50,000 for all injuries, and an additional $25,000 for property damage. At Commerce Insurance Agency in Commerce, GA, we ensure all our customers have the right amount of insurance.

Collision Coverage

Collision coverage pays for repairing or replacing your vehicle if it’s damaged in an accident where you’re at fault. This coverage comes with a deductible that you’ll need to pay.

Comprehensive Coverage

Also known as non-collision coverage, comprehensive coverage protects your vehicle from various types of damage caused by wind and water. It also covers theft, vandalism, and damage caused by large animals like deer. This coverage also includes a deductible.

Gap Coverage

If you have a newer vehicle with an auto loan, considering the rapid depreciation of vehicles once driven off the lot, you might owe more on your vehicle than your insurance will pay to replace it. Gap insurance covers the difference between what you owe and what you receive from the insurance company.

Full Glass Coverage

While comprehensive coverage includes glass coverage, it comes with a deductible. Opting for full glass coverage means you won’t have to pay any deductible to replace your windshield.

Rental Car Coverage

If your vehicle is damaged in an accident or totaled, you might be without a vehicle for a few weeks. Rental coverage ensures you can get a rental vehicle during this period.

Contact Commerce Insurance Agency in Commerce, GA, to discuss your auto insurance needs with one of our independent agents.